The cheapest way to get an iPhone for no upfront cost and with no monthly handset repayments is to go for the 8GB handset on a 24-month plan – either the $79 Optus Cap or $89 Telstra plan.
If you go for the Optus $89 cap plan over 24 months you can get a 16GB handset.
Over time these plans will cost you more than buying the handset outright, but you'll get plenty of included calls and data as well.
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